Slowly But Surely
debt free takes time, don’t give up.
debt free takes time, don’t give up.
If I had to chose one word to describe my early 20’s, insecure would be it. Graduating college, realizing money doesn’t grow on trees and learning that credit cards need to be paid off (and with interest too!?!) all fueled this feeling. By 23, the insecurity turned into extreme anxiety. How did I deal with this? By binge…eating and shopping. I opened up more credit cards, spent more and lived well above my means.
Running away from your problems is a funny thing. You keep running (in my case spending) and instead of reaching happiness, you are greeted with a null/empty feeling. So you think “well if i have this purse that will make me happy, and if i eat out at this restaurant that will make me feel lavish, and if i buy my friends free tickets to concerts they will like me.” But the fact is, it’s an endless circle of “will make me” this and that.
I paid off the first credit card I ever opened yesterday, $1,300. Never has “spending” money felt so good. But there is doubt and insecurity rooted in the back of my head. Yes, I’m attempting to ignore them but I keep thinking: “OMG I can’t believe I did this, Can I do this? F Yes I can, But can I? Oooohhh Gucci”
In our quest to be financial independent it is VITAL to shut insecurity down. Sounds easier said than done, right? Well not if you shift your mindset. You have to focus on temporary aspects, i.e.: this too shall pass. Do this by keeping an insecurity diary, write down every negative thought and then counteract it with a plan (goal diary). Take a bubble bath, meditate, go for a long run. Do anything that makes you relax (and is FREE!). You are worthy of taking control of your finances. Take one day at a time and soon your insecurity will turn into security!
don’t forget.
card 1 of 4 is paid off!
**you know how i’m celebrating? by focusing on paying off card 2!**
two days ago i posted this post about a cute pair of espadrilles i was crushing on. and it’s been following me around ever since. this snapshot was taken this morning.
sponsored ads are the worst thing ever when you are trying to be fiscally responsible. UGH. stay strong out there!
March, one of my favorite months out of the year. Why? Well when you live in South Florida it means gorgeous weather in perfect temps (high 70s) and relatively low humidity. Add that to time springing forward (hello longer days/more sunshine) and you’ve got a win win situation.
Spring’s arrival brings the perfect platform to do some cleaning, both physically and fiscally. Below are some of my top priorities for March:
go to brunch two times in one weekend. you’re not rich, don’t act like it!
apologies to my sunday brunch date for canceling on a whim. xoxo
after extensive research i have finally found a reliable recipe converter!! gone are the days of cooking for an invisible family of 5. cheers to recipes for 1 (max 2)!
okay, i’ll stop geeking out. visit my kitchen calculator if you are sick of leftovers!
i joined insta! i have 6 followers and i’m pretty sure they are all bots. follow meeee! @topnotchbank