Top Notch Bank

fashion + finance

Tag: Living

Days of Our Lives

Fear – a word, feeling, emotion that i am very acquainted with. for some reason, it’s the word that pops up in my head when i think of TNB and the path I see this journey taking. thoughts like:¬†“you’re not smart enough” “you’re not even a finance major what makes you think you can give advice on the subject matter” “you suck at grammar, how will you even write cohesively” are repeated over and over and over again, on a constant loop of insecurity.

And yet here i am…drawn to a subject matter that tbh i think NEEDS to be discussed and addressed in a different way. because personal finance is scary. it terrifies me. i literally hold my breathe every time i log on to check my bank account…i can’t be alone, right? RIGHT?

In a society where we are programmed to “keep up with the jonses” who tbh were replaced by the kardashians, told constantly that we “missing out” if we don’t travel the world and are made to feel worthless if we don’t have the latest bag….i sometimes feel alone. a feeling only heightened but the “picture perfect” social media lives of others. i feel like i’m the only idiot that does’t understand the secret behind being able to live this lifestyle.

I haven’t done proper “market research” but i have a hunch i’m not alone. and if i am … and you keep reading this, then congrats, you’ll be in for a funny story of how a girl in her early thirties tried to get her finances together, learn how to invest and attempt to leave behind a life of fear…

This idea has been ten years in the making. that’s A LONG time…but sometimes it takes time to figure out that while life is short…it is also long. and in the long run tackling your fears head on is worth it.

x, a

days of our lives

 

Oblivious 101

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perspective.

To Do List: Create (Healthy) Routines

april is one of my favorite months of the year because it means spring time which inadvertently means cleaning/editing and re-centering oneself with one’s goals for the year.

a big goal i had set up for 2017 is¬†creating habits. however as i refocus and look back at the past couple of months i’ve realized the only habit i’ve developed is friday happy hour…this info graph that i found on pinterest caught my eye as it shows the importance of developing HEALTHY habits.

i know it’s been 4 months into the year and you might be discouraged if your goals/habits haven’t been in line…but spring is the perfect time to recenter and refocus. the best way i find to do this is by writing down specific goals. print out this info graph and jot down things that come to mind when reading through it.

time to get recentered and refocused…ready, set, go!

xo, a.

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Thoughts on Instagram and Bloggers

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instagram, by far my favorite form of social media out there…i’ve recently set up TNB on the platform and have followed a LOT of bloggers. word on the street is that this is how you “network” these days. anyways, i’ve observed A LOT over the past couple of weeks of ‘gramming…specifically the following:

apparently a lot of people are filthy rich and can just travel and shop 24/7, where does this money come from? do you work?

people eat out A LOT and yet they stay very thin, model like creatures, how?!

who is taking these photos of you?! seriously, you’re basically modeling in them. did you hire a photographer?

how much do you spend on flowers a week, they are beautiful displays in every photo you take. do you have a personal garden in your apt? house?

so you just ate ice cream and are now hitting the gym. did you get a stomach ache? did you really eat that ice cream?

why is your life so fabulous and i’m here living paycheck to paycheck? #SOS

if you find any answers to the above, can you please shoot me an email? inquiring minds would LOVE to know.

x, a

ps: follow me on instagram – topnotchbank

Make It Happen

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oh em gee, it’s july. the half way mark in the year.

it’s also my birthday month. so normally i take this time to reflect and regroup.

as i look back on my new year resolutions i laugh. they were so ambitious and unrealistic. as i turn twenty.eight. (eek) the sense of urgency to “get my shit together” is mounting. because let’s get real, being broke and thirty is not a good look.

aside from being debt free, twenty.eight. is going to be the year i start my passion project, aka my etsy shop. the shop will center around something i learned to make from my grandmother: tote bags.

i am so proud of myself, last night i cut the fabric, and started my sewing machine. only to find out that the thread i bought was too fragile for my machine! usually i take setbacks as “signs” but not this time. i instantly went on amazon prime and bought thread. i’ll report back later this week on how the project is going.

in the meantime, what is your passion project? i’d love to hear some of your hopes/dreams so please share with me: topnotchbank88@gmail.com.

WORD

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Ain’t No Sunshine

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on yesterdays brief post, i touched base on my shopping relapse…oops. on a positive note, the credit card i paid off a couple of months ago has NOT been used, phew. however, i’ve been over compensating by using other credit cards, oops.

set backs are a common occurrence in my life. i always seem to be very ambitious about something in the beginning and then things dissipate when i realize all the hard work that goes into getting results. prime examples include my debt and nutrition habits.

i have been yo yo-ing with both for years. they go through waves. these highs and lows have effected my confidence, result efforts and overall mental/physical health. it’s easy for me to say “i’ll get back on the horse” but the reality is i already map out my failures…yes, even when i’m in the process of writing and thinking about my new game plan.

i cam across a great article by Nikki Novo, that discusses thought patterns. she emphasized the power of regrouping. however, you can’t regroup without a healthy mindset and saying/believing/thinking “i believe” those two words are magic. so here goes to another start, another day 1.

i believe i can…

  • change my eating patterns
  • be less wasteful with my food
  • become a calligrapher
  • start my own business
  • find my passion and strive in this industry
  • change my negative thought patterns with regards to my body and finances
  • become debt free

step 1, complete. onto step 2…

xx,

A

Missing In Action

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in denial that i’ve had a shopaholic relapse.