Top Notch Bank

fashion + finance

Month: October, 2016

Transformation Tuesday

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remember, your ego is your worst enemy. it will tell you things like “you can’t get out of debt” “you will never buy a house” or “you are not worthy of wealth” AND guess what, that’s just not true.

so how does one over come the ego? when insecurities creep in take a deep breathe, realize your ego is talking, start saying to yourself “this is not a reality, this is an insecurity” and mentally list things that are actually true.

this can include things such as “yes, i’m in debt RIGHT now but i’m taking steps to get out of it.”

you ARE worth it and you WILL be able to get out of debt if and only if you conquer your insecurities.

xo, a.

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What is Holding YOU Back?

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personal list:

  • that little voice in the back of my head saying “you can’t reach financial success”
  • FOMO
  • impulse buys
  • saying yes to dinner out during the week because i’m lonely/bored/etc.

after a lot (and seriously, i mean a lot because my last real post was in july) of planning here is my game plan:

  • that little voice, squash it
    • carry a journal everywhere (how cute are mine pictured above from rifle paper). write down every purchase and create a log. include “how did it make me feel” feedback. writing down purchases holds me accountable and helps curb impulse buys
  • review expenses weekly (sunday) and cut out things that do not ignite my soul. this will also help end FOMO
  • before agreeing on something reflect and ask myself: “do i even want to do this?”
  • on sunday (let’s just dub this reflection day) create weekly goals. include food, workout and game plan for the week

will regroup next week to let you know how week 1 goes. wish me luck!

ps: i haven’t written on her since july because i’m partially ashamed that i’m not debt free yet. i have recently had an epiphany: a life with debt is not one to be embarrassed about. it’s a day to day journey and one day (soon) my net worth will be a positive number rather than a negative one.