Starting 01.01.16, I will be embarking on a rigorous debt diet plan which includes limiting EVERYTHING (eating out, alcohol intake, shopping). Six months to a debt free life is my goal. While the thought of not going shopping for six months terrifies me, I’ve realized it’s now or never. I’m turning TWENTY EIGHT in 2016. Which means I’m TWO years away from thirty. And let’s get real, it’s not a cute look to be thirty and broke.
The plan is to count EVERY penny I make and spend. Also, create a second source of income, which will be discussed in a later post. In order to make every penny count, it will be important to keep up a journal/diary/agenda. Every night, before going to bed, I will journal and fill out the following information:
date, inspirational quote, top three priorities for the next day, schedule, meals, to do list, exercise, ideas, concerns.
Then the next day before filling out the following days plan, I will reflect on the day and total up how much I spent. The goal is to spend $0 Monday through Thursday, i.e. days that are normally not considered “going out” days.
I’m currently working on a printout of the journal points and will share ASAP!
In the meantime, cheers to a safe, prosperous and debt free New Year!